Ga. family told loan modification no longer valid

WAVERLY, Ga. -- Debra Warner is worried about her home and  mortgage company.

"I'm not going to lose our home and be bullied by any bank," Warner said. 

In 2012 it took her six months to work out a mortgage loan modification with Bank of America. 

"We were happy because we were able to keep our home," Warner said.

It was not easy she said; after proving eligibility they had to get through the three month payment trial period successfully.

According to her payment schedule the Warner's paid their mortgage on time, then and now. But in 2013, their mortgage was transferred to Greentree servicing.

"I'm being punished for paying early which I've never been punished for that before," said Warner.

Greentree was still accepting her modified payments. 

"They're cashing my checks but now they're telling me it wasn't a valid modification," she said. 

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Consumers asked to prepare for winter energy costs

ATLANTA (AP) - The Georgia Public Service commission is reminding consumers to prepare for winter weather by weatherizing their households, enrolling in budget billing programs and conserving energy if possible.

Officials said Tuesday they expect natural gas costs for residential customers to be roughly the same as they were last year.

Officials say consumers have several options to lessen the economic burden of paying for higher energy bills during months of cold weather.

Commission spokesman Bill Edge says consumers - especially those on fixed incomes - should begin looking into budget billing options to avoid unexpected spikes in power rates, or enroll in the Low-Income Home Energy Assistance Program through the state Department of Human Services.

Edge says consumers can also get help from the Georgia Environmental Financing Authority to weatherize their households.

Ga. airport ups security despite outcry from Navy

ST. MARY'S, Ga. (AP) - An airport authority board in coastal Georgia has voted to move ahead with an improvement project despite objections from the U.S. Navy. 

The Brunswick News reports members voted Wednesday to erect a security fence around the facility after runway lighting systems were vandalized three times.

Authority board member Frank Drane says the group has to do more to keep the facility safe while Navy officials say they want to authority to move the airport away from Naval Submarine Base Kings Bay.

Officials say the airport has posed security and safety threats to the base since before the Sept. 11, 2001 attacks. Authority member Frank Frasca says uncertainty over the airport's future has prevented officials from attracting new tenants.

St. Marys man charged with killing friend in traffic crash

WOODBINE, Ga. - A driver has been charged with homicide by vehicle, reckless driving and driving under the influence after allegedly killing his passenger in a crash Sunday night.

Richard Madria Ezzard, 24, was allegedly driving under the influence when the Honda Odyssey he was driving struck a tree at a high rate of speed, according to a release from the Camden County Sheriff's Office.

Ezzard's passenger, Salvatore Hauser, 21, was extracted from the vehicle and transported from the scene at the intersection of Charlie Smith Sr. Highway and Mush Bluff Road, but later died at UF Health Jacksonville.

The accident is under investigation by the Georgia State Patrol.

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Real ways to help you find a job and other resources

JACKSONVILLE, Fla. -- Shawntray from the Westside asked the On Your Side team a question.

He said he recently lost his job as a security guard because he was sick and can't find work. Shawntray said he lost his home and he's afraid he'll lose his car. He wants help.

Shawntray, here is what you do:

1) Get your hands on a phone in the area of Northeast Florida and dial the United Way's 211. It is a referral source that will refer you to places for emergency financial assistance, food, shelter and clothing and a lot of other service.

2) Call the company that you make car payments and explain your situation. Ask if some payments can be deferred.

3) Go to a place like WorkSource Florida. They have offices across the region They will help you or anyone looking for work Find a job. Call 904-356-JOBS for more information.

Trial to begin four years after Glynn Co. murders

GLYNN COUNTY, Ga. -- Jury selection began Monday morning in a case that once thrust Glynn County into national news.

Guy Heinze Jr. is charged with murdering his father and seven others in a mobile home in 2009.

According to our news partners at the Florida Times-Union, more than 1,000 potential jurors have been sent summons from two Georgia counties.

Despite heavy publicity about the case, it is still expected to be tried in Glynn County Superior Court.

The jury selection process is expected to take several weeks, which is why the actual jury is not slated to begin until October 15.

Heinze Jr. has maintained his innocence and even passed a polygraph test in which he denied being the killer.

A 911 recording indicates Heinze Jr. came to the mobile home and found the individuals dead.

On Your Side: Checking an Officer's identification

CLAY COUNTY, Fla. -- First Coast News got an email from Joyce who said someone disguised as a police officer came to her door, demanding $6,000. She was afraid and eventually gave it to the man.

Captain Joe Bucci, with the Clay County Sheriff's Office, gave tangible information on how you can confirm whether or not someone that comes to your door is an Official Law Enforcement Officer.

According to Bucci:

1) Ask to see a badge and department identification. It'll have a photo with it.

2) Call the dispatch center when the person gives you a badge number to confirm who they are.

3) Ask for a supervisor with dispatch to triple check.

4) When in doubt, if you're not sure, take their information and confirm it inside your home while they wait outside.